What is Zip Money?

What is Zip Money

Buy more of what you want, and have more time to pay!
Quick & Simple
No deposit
6 Months
Interest Free
reusable credit
Low and easy
monthly payments

How zipMoney Works


Simple Application 3 minutes to complete application
Shop Instantly Get your goods today

More time to pay Flexible payments to suit your life

Get My Account Now

A decision in real-time

You must be an Australian resident,
18 years or over and have a job to apply.

Fees and charges
No deposit – nothing to pay today
NO INTEREST if paid in full in 6 MONTHS on orders over $240
A small admin fee of $4.95/mth, payable ONLY if balance owing
A one-time establishment fee applies (check contract for details)

Safety and security
Enjoy buyer protection on all purchases made using zipMoney
No credit card numbers. No worries!
We employ the same encryption as the big banks
We have partnered with global leaders in fraud prevention who count PayPal and eBay as clients
Important Notice
Available to approved applicants only. Minimum monthly payments apply, check contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 23.90%. A monthly account service fee of $4.95 is applicable while there is a balance outstanding. Lending criteria, terms, conditions, fees and charges apply and are available on application. Credit is provided by zipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence number 441878. Visit www.zipmoney.com.au to learn more about zipMoney.